Millions of U.S. Women May Run Out of Retirement Savings

Experts Urge Planning For Retirement Risks

Impact of Retirement Risk on Women (based on findings from SOA's Risks and Process of Retirement survey and focus group study) provides unique insight into post-retirement risks and resources available to help women plan and manage for reliable and sufficient retirement income. Women are more likely than men to be widowed, divorced or separated which can lead to a diminished income, and on average have significantly lower pension and Social Security benefits than men.
"Women today need to develop plans to guarantee lifetime income that can sustain their future comfort and well–being. With rising healthcare costs, fewer employer–provided pensions, and a growing shift in responsibility for retirement preparation, women need a sensible plan to ensure a secure retirement," said Emily Kessler, Fellow of the Society of Actuaries, SOA Retirement System Solutions. "Women need to know their retirement risks and how to protect themselves."

Also, there are more than just revenues involved in being able to build up savings for retirement. Usually, there is one main source of revenues called the "job". To increase household revenues, you usually are on the lookout for a better paying job, in addition, you can take up an additional job, other member of the family can get a job or you can start up a home based business. All of these will stress one important resource - TIME. Time is limited and usually spread out between Earning revenues (job, overtime, home business…), Personal welfare (eating, healthcare, household maintenance…), Family & family needs and Rest & Recreation. It is easy to see that to assign additional time to "Earning revenues" means cutting out time in other activities.

This result can be fantastic, you can save for your retirement and you have more time for the family. Imagine that you can drive the kids to school everyday and you can maintain a comfortable lifestyle as you have time to see your family grow up.

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I have recently established a business-oriented blog to track and comment on new Internet developments and how to take advantage of them. Put www.cashsuccessnews.com in your favorites section in your browser. I'll attempt to always keep you informed as to the latest and greatest breakthroughs concerning Retirement, lifestyle and Internet marketing.

He retired from corporate life in 2002 after a 10 years Air Force military stint and a 35 years Information Technology careers. He now focuses on his home based "online business" generating Multiple Streams of Income. This contributes heavily to maintaining his Lifestyle. He is always willing to help others in duplicating his activities.